Privacy and Security Statement

 

To help clients better understand the personal information we gather and the practices we employ, we have developed a Privacy and Security Policy that covers this website for following areas:

* Information collected

* Use and disclosure of information

* Accessing and updating information about you

* Security

* Acceptance of and changes to this Privacy Policy

* Contact details

This Privacy Policy applies to your use of this website.

In addition to this Privacy Policy, there may also be specific and additional privacy provisions that apply to particular services. Because those specific and additional provisions also relate to your privacy protection, you should review them carefully. To the extent of any inconsistency between the provisions of this Privacy Policy and those other specific and additional provisions, the specific and additional provisions will take priority.

Where this Privacy Policy refers to your “personal information”, it means information about you (as an individual) from which your identity is apparent, or can reasonably be ascertained. Your name and e-mail address are examples of personal information.

Information collected

You can visit our website and find out about our products and services without giving us any information about yourself. We may record certain non-personal information, such as your server address, domain name, the date and time of your visit and any pages viewed. That information will only be used for statistical and website administration purposes. To maintain visitor anonymity, we will not associate that information with records containing personal information unless you have consented for us to do so.

When you register to use this site, we require your name, e-mail address, and for affiliates your Pay Pal e-mail address. Additionally, membership reciepts sent to We from Pay Pal may contain your name, address , email address and telephone number. We require this information in order to verify your identity and bank/credit card account authority, to contact you and to provide our services to you.

If someone else wishes to use this website to pay you or receive money from you, we will collect any personal information that they provide about you that is necessary for us to contact you and to perform our services. We will not make any other use of that information if you are not registered with this website.

The Website may contain links to web sites operated by third parties and other websites may contain links to the Website (“Linked Websites”). If the operators of those Linked Websites collect information about you, we may have access to that information as part of our arrangements with those third parties. Linked Websites should contain their own privacy statements and the operators of Linked Websites are responsible for informing you about their own privacy practices.

We may also collect personal information from you if you knowingly provide it to us, for example by sending us an e-mail or providing feedback.

Use and disclosure of information

We will not use or disclose (share, sell or divulge) any of your personal information to third parties unless we have informed you, have been authorised by you, or are required or authorised to do so by law.

In order to provide our services or to assess your application, we may need to provide personal information to third parties and they may need to provide personal information about you to us. Purposes for which we may exchange personal information with third parties include to verify your identity or bankruptcy status, to process a transaction, to conduct a commercial credit check, to check for court judgements against you, and to confirm receipt of payment.

We may also use your personal information:

* for purposes related to our research, planning, product development, security, testing and risk management;

* for purposes connected with the operation, administration, development or enhancement of the our services and the 4th Dimension Mastery Website; and

* where we suspect that fraud or unlawful activity has been, is being or may be engaged in.

We may provide personal information about you to our service providers who assist us in providing our services and the 4th Dimension Mastery Website. We will only disclose your personal information to those third party service providers on a confidential basis so that the service provider can effectively provide those services.

In particular, when processing credit card transactions, we will utilise systems that assist in minimising the risk of credit card fraud. Personal information that we collect about you, including your credit card details, demographic information, such as your address and date of birth, and information about the purchases you have conducted through this website, is required to provide a basis for credit card fraud risk analysis.

If you consent to this Privacy Policy, we will transfer the personal information that you have provided to us to third parties in countries outside Australia for the purposes of processing that information to minimise the risk of credit card fraud. The personal information, which is transferred for that purpose, will be stored in that third party’s database for use in credit card fraud risk analysis.

If you do not provide us with:

* your personal information, and

* your consent to this Privacy Policy;

then we will not be able to process your registration and / or credit card transactions.

Although such situations are rare, you should be aware that we may disclose your personal information to third parties in any of the following circumstances:

* where an investigation of fraud or unlawful activity has been or is being conducted by us and the information is disclosed to relevant persons or authorities; or

* where the disclosure is required or authorised by law; or

* where we believe that the disclosure is reasonably necessary to assist a law enforcement agency or an agency responsible for national security in the performance of its functions; or

* for the preparation for or the conduct of legal proceedings or for the implementation of the orders of a court or tribunal.

In the event that a third party acquires the business assets, that third party may wish to acquire customer information. If this happens, we will take reasonable steps to notify you of any personal information which we propose to transfer and to provide you with an opportunity to opt-out of having your personal information transferred.

We use and disclose aggregated non-personally identifying information as part of our process of constantly improving our services.